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Avoid TOLATA: 6 Co Ownership Exit Clause Terms UK Co Buyers Need
Solicitor ready checklist for UK co buyers: six exit clause terms to secure valuation, buyout timetables and notice periods, and avoid costly TOLATA...
Most UK Lenders Count Only Two Incomes: Can Co Buyers Borrow More?
How UK lenders often cap group mortgage borrowing (typically 4–4.5× and usually counting only two incomes), the legal risks for co buyers, and practical...
Protect Unequal Shares When Changing Ownership in the UK with Cohaus
Change ownership shares in the UK: TR1/AP1 process, lender consent, declaration of trust, 14 day SDLT rule and Cohaus support for co buyers.
Beat the 60 Day CGT Deadline: Capital Gains Tax for UK Co Owners
Selling a joint UK property? Learn how each co owner's beneficial share, the £3,000 exemption, the 60 day reporting rule and Form 17 affect your CGT.
Co Ownership Law in England & Wales: 3 Steps to Protect Your Share
England & Wales explainer on co ownership law: legal title vs beneficial interest, which forms to file and 3 steps to protect your share.
Remortgage as Joint Owners in the UK: 5 Steps to Protect Your Share
Practical UK steps for remortgaging a jointly owned home: when a transfer of equity is needed, what lenders check, occupier waivers, and a five-step...
Lawyer Aware Checklist for Friends Buying Leasehold (UK) (CoHaus View)
Solicitor aware checklist for friends buying leasehold in the UK. Hold as tenants in common, sign a Declaration of Trust before exchange.
Lock Unequal Deposits in UK Co Buying: What to Sign and When
How to protect an unequal deposit in the UK: sign a Declaration of Trust, hold as tenants in common and register a Form A restriction.
4 Things to Decide Before Exchange for Unmarried UK Buyers
Settle four essential choices before exchange: ownership type, declaration of trust, Wills and joint mortgage liability. Includes GOV.UK guidance and a co...