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Lock Unequal Deposits in UK Co Buying: What to Sign and When
How to protect an unequal deposit in the UK: sign a Declaration of Trust, hold as tenants in common and register a Form A restriction.
4 Things to Decide Before Exchange for Unmarried UK Buyers
Settle four essential choices before exchange: ownership type, declaration of trust, Wills and joint mortgage liability. Includes GOV.UK guidance and a co...
Agree an Exit Plan First: Buying a Home with a Sibling in the UK
How siblings can buy in the UK: choose tenants in common, draft a Declaration of Trust, agree an exit plan, and weigh JBSP or CoHaus support.
4 steps to split a house deposit in the UK and lock shares with Cohaus
UK how to for friends pooling a house deposit: a 4 step checklist, Declaration of Trust to lock shares, and Cohaus templates.
Co Buyers: Income Protection Pays 50–65% and Outlasts MPPI in the UK
UK joint buyers: compare MPPI's 12–24 month mortgage cover with income protection's 50–65% long-term pay, plus practical co buyer steps to manage...
Protect Your Share: 6 Legal Steps Before a Joint Mortgage in the UK
Legal steps for unmarried UK buyers to secure a joint mortgage: ownership, Declaration of Trust, wills and TOLATA risks. Cohaus support.
170 day average: beat the UK conveyancing timeline in 2026
See why UK transactions averaged 170 days in 2026 and how buyers, sellers, and co buyers can cut weeks from the conveyancing timeline with simple preparation.
Deposit Shortfall? Co Buying Can Change Rent vs Buy in the UK, 2026
Decide rent vs buy in the UK for 2026. Use postcode breakeven: under 3 years rent usually wins, 7+ years favours buying; co buying can close deposit gaps.
Legally safe co buying for UK buyers: protect shares with a trust
UK guide to co buying: pool deposits to reach better mortgage rates, protect unequal shares with a declaration of trust, and get legal templates from Cohaus.